Join us for this MCLE where we will discuss the new mortgage rules that stem from the Dodd-Frank Act. Topics include the ability to pay rule, qualified mortgages, higher cost mortgage rules, the new TILA-RESPA disclosure rules, and their application to loans, credit transactions, and lenders.

In 2010, Congress passed the Dodd–Frank Wall Street Reform and Consumer Protection Act. Among other things, Dodd-Frank introduced a new independent Federal agency, the Consumer Financial Protection Bureau (CFPB), to protect consumers and the U.S. economy from dangerous financial products. The Bureau formulated new mortgage rules which transformed everything relating to mortgage lending.

Gary M. Laturno has practiced law for over 30 years and holds an AV Rating from Martindale Hubbell. He writes on a variety of legal topics and his works include co-authoring “The U. S. Housing Crisis – Lessons Learned.” In addition to his professional callings as an attorney and mediator, Gary is also a California-licensed Real Estate Broker with Laturno Kuick Realty in San Diego, California.

For more information about this program and the speaker, visit our registration page.

Date: Thursday, August 6, 2015

Time: 12-1 p.m.

Location: Downtown San Diego

MCLE: 1 hour general participatory credit.

Register: online

Cost: $20